Why we are better aligned with you

Why we are better aligned with you

Pacific Capital Works is a Fee Only advisor, a fee structure, that better aligns your interest for a trustworthy relationship

A fee-only advisor is exclusively paid by the client.  Other, non-fee-only, advisors can be paid by 3rd parties which brings other incentives into your advisor relationship which is a competing nature to your interests.  In an report published by the SEC they found only 12% of advisors to be fee- only.  So, it isn’t that common.

Fee-Only Characteristics
  • Only Client Pays Advisor, no one else pays the advisor on your behalf
  • Most Transparent fee structure where you are invoiced quarterly
  • Best Alignment to Client’s Interests as you are the only person paying them
  • Advisors tend to have expertise
  • Some advisors (broker, agents, planners and advisors) can act in multiple roles - a dually registered advisor can ‘switch their hat’ and be a broker or fiduciary advisor at will. It is important to note that any NAPFA advisor is not allowed to act in a dual role which conflicts with this organizations fee-only standard.  We are a member of NAPFA and abide by this role.
Fee Based Characteristics
  • Other 3rd parties compensate advisor on your behalf, or the advisor earns fees on trading such as commission or spreads
  • Unclear and on many occasion an unknown fee structure to the client
  • Advisor can work against the clients best interest as other parties are paying them
  • Advisors tend to act in Sales Role
  • Tend to scare client and rely on proprietary methods

Leadership that Empowers You

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For in-person meetings:
1155 SW Morrison St. Portland, OR 97205
‍
525 3rd St, Lake Oswego, OR 97034
info@pacificcapitalworks.com
(971) 255-0888
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Pacific Capital Works, Inc. is registered as an investment adviser in Oregon and Texas. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. Pacific Capital Works, Inc. is not engaged in the practice of law or accounting.All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions, may materially alter the performance of your portfolio. Past performance is not a guarantee of future success. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will either be suitable or profitable for a client's portfolio. Third-party recognition from rating services or publications does not guarantee future investment success. Working with a highly-rated adviser does not ensure that a client or prospective client will experience a higher level of performance or results. © 2022, All rights reserved.