About Pacific Capital Works
Recognized by Advisory HQ as one of Portland’s premiere advisors and a regular contributor to the Radio show “Your Money,” presented jointly by the Wharton School of Business and Sirius XM, Pacific Capital Works leads a team of experts with the goal of optimizing finances for entrepreneurs and executives. We provide virtual family office services (more holistic and personalized services than wealth management) to private clients and advise retirement plans and foundations for institutions. We specialize in concentrated equity and reducing unwanted impacts for both the company and the individual. Our program is distinctly designed in quality and works in favor of the client.
Pacific Capital Works was founded on the idea that business today is out of balance and is solely focused on profits. The value for the customer is marginal and this shared benefit between the business and customer has become predominantly weighted towards the business. No place is this more evident than in the investment industry, where it often appears that the retirement industry could be the next national disaster. Pacific Capital Works was designed to create a program that corrects for this fault and provides a holistic program that not only wisely maximizes the investment of clients, but gives them the foundation to excel through a process that exploits their opportunities. We believe successful and happy clients lead to a stronger and richer community.
STACK THE ODDS IN YOUR FAVOR
Instead of investing in a system that unwittingly works against you, let us lead you through a holistic program that stacks the odds in your favor. An investment program based on the principles of 100 years of academic research that not only makes sense, but works for you, your specific situation, with the goal of getting you where you want to be.
Protect your assets from tragedy, mistakes or just chance, in a way that makes sense to you.
REACH GOALS EARLIER OR IN THE BALANCE YOU DESIRE
Get the most gain for what you risk, by making smart choices about investments and money. A continually managed program, not static, optimizing your success and managing all aspects of your life. We do not chase fads or engage in the complexity of the “Losing Game” on “Wall Street,” that leads to taking all the risk and 30% of the gains (see Frontline’s documentary “The Retirement Gamble” by accessing our website in the Articles section, wwwpacificcapitalworks.com).
RESULTS THROUGH A CONSULATATIVE APPROACH
Benefit from a program that optimizes how to invest and structures your behavior to implement a plan designed to work for you. Don’t be sold services by a sales person. Collaborate with a team of experts that can help you achieve your goals.
Optimize taxes for your particular situation. Each client has unique characteristics which need to be understood in order to determine where taxes can be minimized, in both investments and other financial decisions.
GET MORE OUT OF LIFE
The planning and goal achievement process is one of continuous quality improvement similar to the way an athlete trains for competition or a young company grows. Each client’s goals and characteristics vary, but the process of getting the most out of life is something we all share and is an invaluable and constantly improving attribute of our process.
TAKE CARE OF YOUR FAMILY OR ORGANIZATION
Wisely care for your family/Organization in a program that considers your individual factors, desires and personal tax environment.
MAGNIFY CHARITABLE GIFTS
Create a giving program that supports the organizations that are important to you, making each gift count and intelligently mitigating taxes.
BENEFIT FROM TRANSPARENCY, LOWER AND MORE PURPOSEFUL FEES
Understand what you are paying and how that fee is working to help you to achieve your goals, instead of filling the pockets of the “Fat Cats” on “Wall Street.” Understand where you’re invested and how that works in the plan to help you achieve your goals.
WORK WITH A FIDUCIARY
Work with an advisor that has your best interest in mind...not your interest before ours; nor, worse yet, a suitable investment for you. We maintain this fiduciary relationship with clients and meet the more stringent guidelines for a “Fee-Only” advisor, according to NAPFA (The National Association of Personal Financial Advisors), of which we are also members.
BE HELD ACCOUNTABLE
We search for the best experts to provide the needed advice and we hold them accountable to your plan, as we do you.
INVEST IN THE COMMUNITY
Wealth generation ultimately leads to investments in the community. More dollars going to you and less to “Wall Street” firms leads to the opportunity of community enrichment. Likewise, our commitment to employees, the community and the environment is guided by the same principle.